Cant pay bills?
	In Arrears?
	Got poor credit?
	Finances getting out of Control?
	Borrow from one for the other?
	Under Creditor pressure?

If you've been refused a loan or credit, or you're worried that you might be, you can check the information that's kept about you. Even if you've been refused credit you can get help with this or simply assistance on planning your way out of debt

Remember:
	When you apply for a loan or credit, lenders want to know that you're going to be able to repay any money they lend you.
	Bear in mind that each application will be noted on your ‘credit file' kept by credit reference agencies. Too many refused applications will have a negative effect on your credit history.
	The Data Protection Act 1998 gives you the right to have information on your credit file corrected or removed if it's wrong (but not just because you don't like it).
	Avoid over-commitment

First Steps:
	Establishing priorities, setting a personal budget, talking to the FSN and get impartial and independent support
	Understand The Financial Support Network may support you to get out of debt by coming to arrangements with creditors
	Know that smaller but regular payments are preferable to unrealistic offers, which you cannot sustain
	Work with the Financial Support Network to manage, control then free yourself of the debt

Choices available to you now;  

1. Speak to an expert for free - we'll call you! Use the form on the top right of every page.
2. Instant Message Chat Window – anonymously if needed.
3. Call us NOW on FREEphone 0800 001 6789 or 0208 202 5544.
4. Fill in our FORM with your details and we'll get in touch.

Don't Forget: By acting NOW you can stop the problem growing and start your recovery today