What is the right remortgage? It depends on your own financial circumstances and what you plan to achieve through the process of remortgaging. As with all financial products, it is always worth reviewing your mortgage.

There are almost certainly mortgage products available that have a lower interest rate than you are currently paying. The FSN will make ensure that the right people give the right advice to you.

There are a number of things that can be achieved by a remortgage - you could reduce your monthly payments, borrow more / release equity that has built up in your property, consolidate your debts into one smaller payment, or move from a variable-rate deal to a fixed rate making it easier to manage your budget.

Here at the Financial Support Network, we know that around 770,000 households are believed to have missed one or more mortgage payments in 2006-07.

The Council for Mortgage Lenders also notes that in June 2007 over 35,000 mortgages were in arrears, the highest number for five years. You are not alone, we understand this, and we are here to help.

Remember:
	You may have redemption penalties that mean you would be subject to an early repayment charge if you pay the mortgage in full
	'Better deals' have to be based on a full understanding of your circumstances
	Remortgaging may have its own costs associated with it
	In most cases, arranging a remortgage will be fairly straightforward and will take much the same form as arranging your first home loan
	There's no such thing as one-size-fits-all for a remortgage

First Steps:
	Be clear about why you need to remortgage. Would a different solution make more financial sense?
	Fully evaluate all the costs of remortgaging. We can assist in comparing terms and do the relevant number crunching
	Work with the Financial Support Network to manage, control then free yourself of the debt

Choices available to you now;  

1. Speak to an expert for free - we'll call you! Use the form on the top right of every page.
2. Instant Message Chat Window – anonymously if needed.
3. Call us NOW on FREEphone 0800 001 6789 or 0208 202 5544.
4. Fill in our FORM with your details and we'll get in touch.

Don't Forget: By acting NOW you can stop the problem growing and start your recovery today